Having a proper Pension Review, carried out by one of our professional financial advisers, is one of the simplest actions you can take to possibly improve your pension arrangements.
However, before we can make any recommendation, we need to know more about your current pension and whether it’s working for you. This is all done on the phone with one of our diploma qualified pension advisers, so nobody needs to come to your home.
This is a strictly 'no obligation' Pension Review and there’s absolutely no commitment on your part afterwards. If your pension is best left where it is, we’ll tell you that too, so you can be sure that we will never give advice that isn’t in your best interests.
It’s tempting to think you can just leave your pension alone, assuming that it’s delivering what you need and performing as you expect, but do you know enough to be able to be sure of that?
We’ll review your existing arrangements and compare these with potential solutions which could save you on such charges. However, we’ll also make you aware if we believe your current arrangement(s) are suitable for your circumstances.
We’ll map your investment(s) to your attitude to risk however, with investing the value of pensions and the income they produce can fall as well as rise. You may get back less than you invested.
This isn’t a problem. You can have different pension pots held with different providers which could work out cheaper or more beneficial for you. However, there are options available to combine pensions pots should this be a more suitable option for you, considering your personal circumstances.
Sometimes, dependant on your own circumstances and where possible, we can assist in a fully compliant and tax efficient solution.
We review your investment vehicles, funds and returns for suitability and value and make recommendations on that basis.